Cashless Physiotherapy in Bangalore — 6 Insurance Networks, 100% GST-Compliant

Cashless physiotherapy in Bangalore is finally straightforward at Pro Physiotherapy JP Nagar. Most physiotherapy clinics issue a receipt that fails TPA verification — missing licence number, missing ICD-10 code, no session-wise item breakdown. Result: patients wait months for reimbursement and often get partially rejected. We eliminate this friction entirely.

Every Pro Physiotherapy invoice is engineered for insurance reimbursement: GST-compliant, ICD-10 coded, itemised per session, digitally signed and QR-verified. Our billing team is trained in the exact documentation each of the six major TPAs demand. For eligible policies with direct-network arrangements, we process cashless treatment at the point of service — you pay nothing and we settle with the insurer.

Why Insurance Reimbursement for Physiotherapy Usually Fails

Clinical Assessment on Day One

Every new insured patient completes a 5-minute insurance intake: policy name, policy number, TPA name, ability to submit reimbursement or need for direct-claim, out-patient physiotherapy sub-limit if any, and requirement for pre-authorisation. We then map their claim pathway before day 1. Where pre-authorisation is required, we coordinate the letter with the treating physician and estimate the session package for one-time approval.

Structured Treatment Timeline

Step-by-Step Rehabilitation Protocol

1. 1
   Free 5-minute policy check before booking

   Call or WhatsApp us your policy name and number — we tell you exact sub-limits and cashless eligibility before you commit.
2. 2
   ICD-10 diagnostic code on every invoice

   M54.5, G56.0, S83.5 etc — mandatory for every reimbursement claim. We map the correct code for every session.
3. 3
   GST-compliant itemised tax invoice

   Every field an insurer needs: GSTIN, HSN code, service description, tax breakdown, therapist licence, session date and duration.
4. 4
   Digitally signed and QR-verified

   Every invoice carries a QR code the insurer can scan to instantly verify authenticity — eliminates the "fabricated invoice" objection.
5. 5
   Pre-authorisation letter for high-value packages

   Where a package exceeds ₹15,000, we coordinate the pre-authorisation letter with your treating physician for one-time TPA approval.
6. 6
   Cashless treatment for eligible policies

   Where your policy is on our direct-network panel, you pay ₹0 at the clinic. We submit and settle directly with the insurer.
7. 7
   Consolidated discharge summary and claim bundle

   At discharge, we assemble the complete claim-ready file — invoices, prescriptions, discharge summary, before/after outcome measures.
8. 8
   Claim tracking and appeal support

   If a claim is delayed or rejected, our billing team files the appeal with the TPA and follows up until resolution.

Frequently Asked Questions